Home/Business & asset finance
Business vehicle and equipment finance
Asset finance is our specialty. Work vehicles, trucks, machinery and equipment for sole traders, partnerships and companies.
What we can finance
Utes & vansTrucks & trailersExcavators & machineryTools & equipmentHospitality & medicalIT & officeFleets
Structures we arrange
- Chattel mortgage: you own the asset from day one and the lender holds a mortgage over it.
- Hire purchase: the lender owns the asset until the final payment, then it transfers to you.
- Finance lease: you pay to use the asset for a set term, with end-of-lease options.
Low doc options
Cannot provide full financials or recent tax returns? Low doc commercial finance may still be available if you have asset backing such as property, a checkable credit history on a similar loan, or a deposit. Read the guide.
Tax treatment, including GST and depreciation, depends on your circumstances. We are not tax advisers, so check with your accountant before you commit.
FAQ
Business & asset finance: common questions
Do I need an ABN?
Business finance generally requires an ABN. Requirements for how long it has been registered and for trading history vary between lenders.
What is a balloon payment?
A balloon (or residual) is a lump sum payable at the end of the term. It lowers regular repayments but you still owe it at the end.
Ready to find out what you can borrow?
Apply online in a few minutes and a finance specialist will call you.