Finance that moves with you.
Cars, bikes, boats, business assets and personal loans. Apply online for pre-approval in minutes and our brokers will compare lenders for every credit profile.
Estimate your weekly repayment
*Estimate only, not an offer. Based on a new vehicle, 5-year loan at 7.99% p.a. with fees included. Rates vary significantly with your credit profile, loan amount, vehicle and lender. Subject to lender approval.
Your credit history won’t close the door.
Spotless, patchy or still rebuilding: we match you with a lender whose criteria suit your situation.
Check your optionsApproval is subject to lender criteria. Rates reflect your profile.
Finance for every kind of asset
Car finance
New, used, dealer or private sale. Pre-approval before you shop.
Learn moreMotorbike finance
New or used bikes, dealer or private sale.
Learn moreBoat finance
Runabouts to cruisers, new or used.
Learn morePersonal loans
Secured and unsecured options from $10,000.
Learn moreBusiness & asset finance
Chattel mortgage, hire purchase and leasing for ABN holders.
Learn moreRefinance
Car, personal, business and asset loans, reviewed and compared.
Learn moreFrom application to approval in 4 steps
A straightforward process with a broker beside you at every stage.
Start your applicationApply online
- Apply in 60 seconds with our online form
- Doesn’t affect your credit score
Verify and chat
- Confirm your mobile number with a quick code
- A dedicated broker calls to confirm your details and needs
- Upload your supporting documents, like ID and proof of income
Compare lenders
- Your application goes to the lenders best suited to you
- We manage the approval stage for you
- Rate, repayments and fees explained before you decide
Sign and settle
- Sign your loan documents
- Your lender pays the seller directly
- Collect your vehicle or start your project
WFQuick answers
How do I apply?
Click Apply now and answer a few quick questions. You will verify your mobile number with a code, and a finance specialist will call you to discuss your options. It takes just a few minutes.
Will applying affect my credit score?
Applying with Swan Loans will not affect your credit score. Our initial comparison does not appear on your credit file; a full credit check only happens once you choose to proceed with a specific lender.
Do you charge upfront fees?
No. We do not charge upfront fees. Swan Loans receives a commission from the lender once your loan settles, and an origination fee may be included in the amount financed. All fees, including lender fees, are shown in your loan documents before you sign.
How much can I borrow?
It depends on the asset, your income and your credit history. Our online application starts at $10,000, and our borrowing power calculator gives you a rough guide.
How long does approval take?
Many of our clients settle within 24 to 48 hours of applying, provided their documents are ready and the lender’s conditions are met. Timing varies by lender and vehicle.
Ready to find out what you can borrow?
Apply online in a few minutes and a finance specialist will call you.