How getting finance with Swan Loans works
A simple, transparent process, with an experienced broker guiding you throughout.
Apply online
- Apply in 60 seconds with our online form
- Doesn’t affect your credit score
Verify and chat
- Confirm your mobile number with a quick code
- A dedicated broker calls to confirm your details and needs
- Upload your supporting documents, like ID and proof of income
Compare lenders
- Your application goes to the lenders best suited to you
- We manage the approval stage for you
- Rate, repayments and fees explained before you decide
Sign and settle
- Sign your loan documents
- Your lender pays the seller directly
- Collect your vehicle or start your project
What to have ready
- Photo ID such as a driver licence
- Recent payslips, or tax returns/BAS if self-employed
- Your online banking login, so we can collect statements for you via Experian
- Details of the vehicle, or your budget if you are still looking
- Details of any existing loans
Bank statements, without the hassle
We are partnered with Experian Bank Statements. Instead of downloading and emailing statements, you simply log in to your bank through Experian's secure service and your statements are sent to us directly.
Most clients never need to collect a statement themselves.
Your information is protected
We verify your mobile number so only you can submit your application, and handle your information under the Privacy Act and our privacy policy.
No surprises
We explain the rate, repayments, fees and total cost before you decide. There is no obligation to proceed.
How we are paid: we do not charge upfront fees. When your loan settles, the lender pays Swan Loans a commission for arranging it, and an origination fee may be included in the amount financed. All fees, including lender fees, are shown in your loan documents before you sign. See our credit guide for details.
Ready to find out what you can borrow?
Apply online in a few minutes and a finance specialist will call you.