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Personal loans, compared for you
Renovations, consolidating debts, study or a big life event. We compare lenders and explain every number before you commit.
Popular reasons
Debt consolidationHome improvementsMedical & dentalStudyWeddings & travelEquipment
Secured or unsecured?
An unsecured loan is not tied to an asset, so rates are usually higher and criteria stricter. A secured loan uses an asset, often a vehicle you own, and may offer a lower rate. We compare both, along with the comparison rate, fees and the total cost of the term.
A personal loan is a serious commitment. If you are struggling with debt, free financial counselling is available from the National Debt Helpline on 1800 007 007.
FAQ
Personal loans: common questions
What is the minimum loan amount?
Our online application starts at $10,000.
Can I use a personal loan to consolidate debts?
Yes, many people do. Consolidating can simplify repayments, but a longer term can increase total interest, so we compare the full cost for you.
Ready to find out what you can borrow?
Apply online in a few minutes and a finance specialist will call you.