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Refinance any kind of loan
Car loans, personal loans, business and asset finance. If your circumstances have changed, a refinance may lower your repayments or get you a better fit.
What we can refinance
Car loansPersonal loansBike & boat loansBusiness & asset loansCredit card debtLoans with a higher rate
Why people refinance
- Move to a lower rate, including after rebuilding their credit
- Adjust the term to reduce repayments
- Switch away from features that no longer suit
- Consolidate other debts, where appropriate
We do the maths
We compare the total cost of staying put against switching, including early payout and establishment fees, so you can see whether refinancing really saves money. If it does, the new lender pays out your old loan directly.
FAQ
Refinance: common questions
Can I refinance with defaults or a lower credit score?
Often, yes. We work with lenders who consider a wide range of credit profiles, though approval is subject to lender criteria.
Is it worth refinancing a small balance?
Sometimes not. Fees can outweigh the savings on smaller or short balances, and we will tell you honestly.
Ready to find out what you can borrow?
Apply online in a few minutes and a finance specialist will call you.